Disclaimer
Effective date: September 4, 2026
Finance Health Report is provided for educational and informational purposes only. Nothing on this website, in the app, or in any Financial Health Score, PDF report, or planning output constitutes financial, investment, tax, or legal advice, and using the Service does not create an advisory, fiduciary, or professional relationship of any kind.
We are not licensed professionals
Finance Health Report is not a registered investment advisor, broker-dealer, financial planner, CPA, tax preparer, or attorney. The founder's operations background does not substitute for licensed financial, tax, or legal expertise.
Estimates, not guarantees
Your Financial Health Score, debt payoff order, retirement projection, and every other figure in your report are calculated using documented formulas applied only to the numbers you type in. They are estimates based on the inputs and assumptions you provide (rates of return, inflation, life expectancy, and similar variables are never certain), not guarantees of any future outcome. Small changes to your inputs can meaningfully change the output.
We never see your data, and can't verify it
Because everything runs client-side and nothing you enter is transmitted to us (see our Privacy Policy), we have no way to verify the accuracy or completeness of the numbers behind your report. The Financial Health Score only knows what you tell it. It cannot see accounts you didn't include, debts you left out, or changes in your situation after you generated a report.
Tax and FIRE module
The optional Tax/FIRE Strategy module reflects tax brackets and contribution limits current as of the module's last update, which is why an annual renewal exists. Tax law changes, and you should confirm any figure that affects a real filing with a CPA or tax preparer before relying on it.
Consult a professional
Always confirm any material financial, investment, or tax decision with a licensed financial advisor, CPA, or attorney who can review your full, actual situation, which this tool, by design, never has access to. You remain solely responsible for your own financial decisions.
Limitation of liability
Finance Health Report, its founder, and any affiliates are not liable for any decision made, or outcome experienced, based on information in the app or in any report it generates. See our Terms & Conditions for the full limitation of liability governing the Service.
Contact
Questions about this disclaimer can be sent via our contact form.